El Castillo Investments

Financial Literacy Series

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Five Modules · Free for Clients

Financial Literacy Series

Watch each lesson, pass the quiz with an 80% score, and print your certificate. Work through the modules in any order — pick up where you left off.

Module 01

Budgeting Fundamentals

What a budget is, the 50/30/20 rule, and how to separate needs from wants.

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Module 02

Savings & Emergency Funds

Building a starter fund, where to keep it, and growing toward 3–6 months of expenses.

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Module 03

Understanding & Managing Debt

Good debt vs. costly debt, repayment strategies, and when to ask for help.

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Module 04

Understanding Credit & Credit Scores

What shapes your score, keeping utilization under 30%, and building credit over time.

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Module 05

Investing Basics

What investing is, the risk-return tradeoff, diversification, and compounding over time.

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